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Stand-Alone, One-Person Health Reimbursement Arrangements

Health Reimbursement Arrangements, or HSAs, used to be widely popular for smaller businesses due to increased tax savings and tax-free health benefits. Until recently, many companies stopped using HRAs. Now, however,  There Will be No Changes  The U.S. Department of Labor’s New Guidance on Tax-Free Reimbursement of Individual Health Insurance booklet states that reforms apply […]

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Small Law Firms Using Defined Contributions

If you’re a part of a small company, then you should know that health insurance costs are going to rise and have already been. Many employers are searching for new ways to offer health insurance at a more affordable price. One way is with defined-contribution health care. Understanding why defined-contribution health care is a good […]

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Quick Q&A for Obamacare

Want  answers to some great questions about Obamacare? Here are 10 of them that will help you better understand how it works – and the best part is that they are answered in 25 words or less! Does the employer that I work for have to provide health insurance? No, it does not. Large employers […]

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Owning a Small Business: Help with Hiring a Health-Insurance Professional

Research shows that small businesses that use a broker or agent to purchase health insurance obtain better pricing, understand the coverage that they chose and are happier with their choice in the long term. Health- care reform is changing the look of the benefits that employees get, and health-insurance brokers play an important role in […]

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How to Navigate Obamacare

A lot of states have a health-insurance exchange, but if you live in one of the states that do not, then you might be feeling a bit anxious about finding the coverage that you need. You want to ensure that you’re ready to take on the new Obamacare program. Tips for Shopping for Health Insurance […]

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How Many Young Adults are Enrolling Through the Exchange?

One of the biggest rumors out there is that not many young adults are planning to enroll in the health-insurance exchange. These young adults are essential components to the new exchange so they can balance the risks throughout the pool. It is said that a lot of these young people are not going to buy […]

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Investment Contribution Limits for 2014 Plans

A Health Savings Account is a savings account that is tax-advantaged and belongs to you. It can be paired with a qualified high-deductible health plan, as well. You can make contributions to this plan through the 2014 tax year until April of 2015. If the limit for the HSA is met, the IRS will reduce […]

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Obamacare and the Opinions of the Public

The Affordable Care Act is now operational and the public has an opinion on it. The impact of this act is something that a lot of people are talking about and remains an object of debate Should Congress do something to change the law that was put into effect? A poll on how people feel […]

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Family Health Insurance – Questions and Answers

When it comes to finding the best family health insurance, you want to ensure that you understand everything that comes along with it. You want to cover everyone that is in your household and ensure that you do so the right way. Consider some of these questions and answers prior to searching for family health-insurance […]

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Obamacare and What You Should Know if You’re a Retiree

The ACA is a big bite to swallow for those that are wishing to retire early. It offers some, but not all, a chance to get Medicare and have less costs associated with health care. However, some employees might consider spending more in order to be covered under a more private insurance instead of workplace […]

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