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Group Health Rates at a Rise – The Problem with a Solution

There are many different small businesses and employees that are seeing a large increase in their group health-insurance rates under the Affordable Care Act. However, it is not just small businesses but also businesses of any size. They are seeing higher deductibles and co-pays in 2014. The Problem A lot of the blame for the […]

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Obamacare Deadlines and More on Them

Obamacare has many deadlines for various aspects of the plan. Annual open enrollment, special open enrollment, payment due date and termination in coverage each have separate dates. Understanding more about each of these deadlines is important for all Americans when it comes to buying health insurance. January 10 Premium due date for the insurance coverage […]

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Where do States Stand with Medicaid Expansion?

When it comes to finding out more about which states are offering Medicaid expansion and which are not, you have to find a list that just lets you know. You shouldn’t have to hunt the information down or fight to find out what’s going on. If a friend from another state asks, you can skim […]

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What Does Play or Pay Mean for Penalty or Premium?

One of the provisions that was entered into the Patient Protection and Affordable Care Act is known as the Play or Pay provision. This provision only applies to larger companies and employers with more than 50 employees. What does this mean, exactly? Either the company has to provide health coverage to all of their employees […]

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Small Companies Have a Top Concern for 2014: Health Insurance

Providing health insurance seems to be a big concern for owners of small- and medium-sized businesses. The costs and reforms associated with health care weigh heavily on the decisions made for these businesses. More than 20 percent of businesses state that costs associated with health care for their employees are a concern, while around 14 […]

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Premium Health-Insurance Plans with Zero Net Widely Available

Three years of putting together the new federal health-insurance exchange has now become a reality. With this comes the emergence of new trends. One of the biggest areas that was closely analyzed is new entrants in the healthcare marketplace and the plans that they are offering. Trends of the Exchanges • There are more than […]

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How to Protect Your Business From Obamacare Scams

Many people and small businesses are confused by Obamacare. More than 50 percent of small businesses are still confused about the mandate and more than 60 percent of them can’t explain the healthcare exchanges to their employees. Since there is a lot of confusion out there, scammers are trying to find out as much information […]

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What are the Dates for Avoiding the Mandated Penalty?

A lot of employees are wondering when to sign up for the new federal health-care plans in order to avoid any penalties related to the mandate. To answer this question – March 31, 2014. This corresponds with the deadline to sign up for coverage by the end of March, which is the last day of […]

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Study Done to Reveal How Citizens Feel About New Health-Care Changes

Obamacare, or the Affordable Care Act, is one of the most talked about and heated topics among the media. However, not a lot of people are asking Americans how they feel about this new change and how they feel it is going to impact them. An October Kaiser Health Tracking poll was conducted to see […]

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Along with Health-Care Reform, Premiums are Expected to Rise

There are polls out there that show how much Americans know about health-care reform – which amounts to very little. However, employees are leaning towards one thing, and that is that the reform is going to increase their health-insurance premiums. They are also thinking that the quality of health-care insurance is going to decline throughout […]

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