Your Employees Can be Better Health-Insurance Consumers
- Educational, Employees, Employers, Healthcare Costs, Individual, Premiums, Small Business
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In order to control health-care costs, employees should be encouraged to become better health-insurance consumers. Employers are helping by providing health-benefit models. However, it is also noted that a lot of employees feel particularly nervous about having control over their health-insurance plans. More companies are now asking employees to be more hands-on when it comes […]
read moreWhat Should I Ask When Choosing a Health-Insurance Plan?
- Employees, Individual
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When it comes to choosing the right health-insurance plan for you, you must ask the right questions no matter where the insurance coverage is coming from. Consider that having a baby can cost anywhere from $30,000 to $50,000, which is just as much as staying in a hospital for three days. By having insurance, you […]
read moreWhat Does Health Reform Mean for Small Businesses?
- Affordable Care Act, Employees, Healthcare Costs, Individual, Small Business
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There are some key components that you should consider when it comes to being in a small business and getting the insurance that you’d like to have. Tax Subsidies for Individual Insurance Types – The subsidies can make health insurance more affordable to those that are looking for coverage but do not think they can […]
read moreWhat Does Health Reform Mean for Small Businesses?
- Affordable Care Act, Employees, Employers, Healthcare Costs
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There are some key components that you should consider when it comes to being in a small business and getting the insurance that you’d like to have. Tax Subsidies for Individual Insurance Types – The subsidies can make health insurance more affordable to those that are looking for coverage but do not think they can […]
read moreWhat are the Insurance Options Out There?
- Employees, Employers, Group, Healthcare Costs, Individual, Small Business
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Small businesses can choose from two primary categories of insurance – group and individual health insurance. Breaking down both, here is what they can provide employees, depending on what the company is offering. Individual These plans are bought by employees in order to cover themselves and their families if they have them. Anyone can apply […]
read moreTips for Reducing Employee Turnover in Small Businesses
- Employees, Individual
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Employee turnover is on the rise, and this means that companies have to pick up the mess that is involved and the expenses that go with it. The cost of losing one employee can run anywhere from 26 percent to 213 percent of the employee’s yearly salary, depending on the specific role that they play […]
read moreQuick Q&A for Obamacare
- Affordable Care Act, Employees, Employers, Group, Healthcare Costs, Small Business
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Want answers to some great questions about Obamacare? Here are 10 of them that will help you better understand how it works – and the best part is that they are answered in 25 words or less! Does the employer that I work for have to provide health insurance? No, it does not. Large employers […]
read moreObamacare and What You Should Know if You’re a Retiree
- Affordable Care Act, Educational, Employees, Healthcare Costs
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The ACA is a big bite to swallow for those that are wishing to retire early. It offers some, but not all, a chance to get Medicare and have less costs associated with health care. However, some employees might consider spending more in order to be covered under a more private insurance instead of workplace […]
read moreWhat Does Play or Pay Mean for Penalty or Premium?
- Affordable Care Act, Employees, Employers, Healthcare Costs, Premiums
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One of the provisions that was entered into the Patient Protection and Affordable Care Act is known as the Play or Pay provision. This provision only applies to larger companies and employers with more than 50 employees. What does this mean, exactly? Either the company has to provide health coverage to all of their employees […]
read moreSmall Companies Have a Top Concern for 2014: Health Insurance
- Affordable Care Act, Educational, Employees, Employers, Healthcare Costs, Individual, Premiums, Small Business
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Providing health insurance seems to be a big concern for owners of small- and medium-sized businesses. The costs and reforms associated with health care weigh heavily on the decisions made for these businesses. More than 20 percent of businesses state that costs associated with health care for their employees are a concern, while around 14 […]
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