In order to control health-care costs, employees should be encouraged to become better health-insurance consumers. Employers are helping by providing health-benefit models. However, it is also noted that a lot of employees feel particularly nervous about having control over their health-insurance plans. More companies are now asking employees to be more hands-on when it comes […]
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When it comes to choosing the right health-insurance plan for you, you must ask the right questions no matter where the insurance coverage is coming from. Consider that having a baby can cost anywhere from $30,000 to $50,000, which is just as much as staying in a hospital for three days. By having insurance, you […]
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There are some key components that you should consider when it comes to being in a small business and getting the insurance that you’d like to have. Tax Subsidies for Individual Insurance Types – The subsidies can make health insurance more affordable to those that are looking for coverage but do not think they can […]
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There are some key components that you should consider when it comes to being in a small business and getting the insurance that you’d like to have. Tax Subsidies for Individual Insurance Types – The subsidies can make health insurance more affordable to those that are looking for coverage but do not think they can […]
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Small businesses can choose from two primary categories of insurance – group and individual health insurance. Breaking down both, here is what they can provide employees, depending on what the company is offering. Individual These plans are bought by employees in order to cover themselves and their families if they have them. Anyone can apply […]
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Employee turnover is on the rise, and this means that companies have to pick up the mess that is involved and the expenses that go with it. The cost of losing one employee can run anywhere from 26 percent to 213 percent of the employee’s yearly salary, depending on the specific role that they play […]
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Want answers to some great questions about Obamacare? Here are 10 of them that will help you better understand how it works – and the best part is that they are answered in 25 words or less! Does the employer that I work for have to provide health insurance? No, it does not. Large employers […]
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The ACA is a big bite to swallow for those that are wishing to retire early. It offers some, but not all, a chance to get Medicare and have less costs associated with health care. However, some employees might consider spending more in order to be covered under a more private insurance instead of workplace […]
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One of the provisions that was entered into the Patient Protection and Affordable Care Act is known as the Play or Pay provision. This provision only applies to larger companies and employers with more than 50 employees. What does this mean, exactly? Either the company has to provide health coverage to all of their employees […]
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Providing health insurance seems to be a big concern for owners of small- and medium-sized businesses. The costs and reforms associated with health care weigh heavily on the decisions made for these businesses. More than 20 percent of businesses state that costs associated with health care for their employees are a concern, while around 14 […]
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