In order to control health-care costs, employees should be encouraged to become better health-insurance consumers. Employers are helping by providing health-benefit models. However, it is also noted that a lot of employees feel particularly nervous about having control over their health-insurance plans. More companies are now asking employees to be more hands-on when it comes […]
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You might already know about these common errors if you work for an insurance company or have a business with a lot of employees that sign up with your group insurance options. However, if you don’t, then these things might come as a surprise. Before you sign up, you might want to consider them in […]
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There are some key components that you should consider when it comes to being in a small business and getting the insurance that you’d like to have. Tax Subsidies for Individual Insurance Types – The subsidies can make health insurance more affordable to those that are looking for coverage but do not think they can […]
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Small businesses can choose from two primary categories of insurance – group and individual health insurance. Breaking down both, here is what they can provide employees, depending on what the company is offering. Individual These plans are bought by employees in order to cover themselves and their families if they have them. Anyone can apply […]
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Want answers to some great questions about Obamacare? Here are 10 of them that will help you better understand how it works – and the best part is that they are answered in 25 words or less! Does the employer that I work for have to provide health insurance? No, it does not. Large employers […]
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Research shows that small businesses that use a broker or agent to purchase health insurance obtain better pricing, understand the coverage that they chose and are happier with their choice in the long term. Health- care reform is changing the look of the benefits that employees get, and health-insurance brokers play an important role in […]
read moreThere are many methods that a business to use in order to have high retention rates. What do you use and how are your rates compared to others out there? Are there any new strategies that you would like to try throughout the next year? Here are some employee-retention trends that have proven successful. You […]
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There are many different small businesses and employees that are seeing a large increase in their group health-insurance rates under the Affordable Care Act. However, it is not just small businesses but also businesses of any size. They are seeing higher deductibles and co-pays in 2014. The Problem A lot of the blame for the […]
read moreDefined-contribution plans, when they are offered, allow employers to provide benefits without having to offer a traditional or group health-insurance plan. Businesses will not have to pay the costs associated with a group plan, but instead make monthly allowances that their employees then spend on their own private-insurance plans. This is a good solution for […]
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There are numerous employee-retention strategies out there and it is recommended that human-relations departments keep track of certain data. These statistics of retention rates and the cost of turnover will provide companies with an effective way to set new HR initiatives. Finding out more about employee retention can provide a better overall business model. Calculating […]
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