Small businesses can choose from two primary categories of insurance – group and individual health insurance. Breaking down both, here is what they can provide employees, depending on what the company is offering. Individual These plans are bought by employees in order to cover themselves and their families if they have them. Anyone can apply […]
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Want answers to some great questions about Obamacare? Here are 10 of them that will help you better understand how it works – and the best part is that they are answered in 25 words or less! Does the employer that I work for have to provide health insurance? No, it does not. Large employers […]
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Research shows that small businesses that use a broker or agent to purchase health insurance obtain better pricing, understand the coverage that they chose and are happier with their choice in the long term. Health- care reform is changing the look of the benefits that employees get, and health-insurance brokers play an important role in […]
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Obesity is not a subject that a lot of people speak about in the open. It is a sensitive subject, but that does not mean that it is not happening throughout the world today. Obesity comes with many different diseases and problems, such as diabetes, but it also can affect the business as a whole […]
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One of the biggest plans that continues to grow in popularity is the defined-contribution health-benefits plan. It is taking over for group health insurance since it is more affordable and does not have complications that you’d normally find with other plans. It is basically an allowance given to employees that they can use on their […]
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Many people and small businesses are confused by Obamacare. More than 50 percent of small businesses are still confused about the mandate and more than 60 percent of them can’t explain the healthcare exchanges to their employees. Since there is a lot of confusion out there, scammers are trying to find out as much information […]
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A lot of business owners are taking a cautious approach to the new health-care reform and making sure they spend wisely. Only around 30 percent are optimistic about the outlook in the economy for 2014. More than 60 percent stated that they are choosing to spend wisely and invest instead of move forward since they […]
read moreDefined-contribution health benefits seem to be the future of insurances, but group health insurance seems to be a pit that a lot of people do not know how to get out of once they’ve fallen in. You should know that you’ve freed yourself from the group health insurance plan that you’re in when you see […]
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Individual health-insurance plans seem to be more affordable than group health-insurance plans. As we move into the new year, those individual health plans have to cover everyone that applies – regardless of health status – and subsidies are available for those that qualify. Even though all of these benefits exist, a lot of companies do […]
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There are polls out there that show how much Americans know about health-care reform – which amounts to very little. However, employees are leaning towards one thing, and that is that the reform is going to increase their health-insurance premiums. They are also thinking that the quality of health-care insurance is going to decline throughout […]
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