In order to control health-care costs, employees should be encouraged to become better health-insurance consumers. Employers are helping by providing health-benefit models. However, it is also noted that a lot of employees feel particularly nervous about having control over their health-insurance plans. More companies are now asking employees to be more hands-on when it comes […]
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You might already know about these common errors if you work for an insurance company or have a business with a lot of employees that sign up with your group insurance options. However, if you don’t, then these things might come as a surprise. Before you sign up, you might want to consider them in […]
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There are some key components that you should consider when it comes to being in a small business and getting the insurance that you’d like to have. Tax Subsidies for Individual Insurance Types – The subsidies can make health insurance more affordable to those that are looking for coverage but do not think they can […]
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Startup entrepreneurs may be afraid of taking full responsibility for the health-insurance benefits they choose for themselves and their employees. The costs associated with this can be scary, since it is quite a large amount of money for an individual or a family. A lot of startups may be tempted to skip getting coverage and […]
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There are some key components that you should consider when it comes to being in a small business and getting the insurance that you’d like to have. Tax Subsidies for Individual Insurance Types – The subsidies can make health insurance more affordable to those that are looking for coverage but do not think they can […]
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Small businesses can choose from two primary categories of insurance – group and individual health insurance. Breaking down both, here is what they can provide employees, depending on what the company is offering. Individual These plans are bought by employees in order to cover themselves and their families if they have them. Anyone can apply […]
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Health Reimbursement Arrangements, or HSAs, used to be widely popular for smaller businesses due to increased tax savings and tax-free health benefits. Until recently, many companies stopped using HRAs. Now, however, There Will be No Changes The U.S. Department of Labor’s New Guidance on Tax-Free Reimbursement of Individual Health Insurance booklet states that reforms apply […]
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Want answers to some great questions about Obamacare? Here are 10 of them that will help you better understand how it works – and the best part is that they are answered in 25 words or less! Does the employer that I work for have to provide health insurance? No, it does not. Large employers […]
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Research shows that small businesses that use a broker or agent to purchase health insurance obtain better pricing, understand the coverage that they chose and are happier with their choice in the long term. Health- care reform is changing the look of the benefits that employees get, and health-insurance brokers play an important role in […]
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A lot of states have a health-insurance exchange, but if you live in one of the states that do not, then you might be feeling a bit anxious about finding the coverage that you need. You want to ensure that you’re ready to take on the new Obamacare program. Tips for Shopping for Health Insurance […]
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