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Obamacare and What You Should Know if You’re a Retiree

The ACA is a big bite to swallow for those that are wishing to retire early. It offers some, but not all, a chance to get Medicare and have less costs associated with health care. However, some employees might consider spending more in order to be covered under a more private insurance instead of workplace […]

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Group Health Rates at a Rise – The Problem with a Solution

There are many different small businesses and employees that are seeing a large increase in their group health-insurance rates under the Affordable Care Act. However, it is not just small businesses but also businesses of any size. They are seeing higher deductibles and co-pays in 2014. The Problem A lot of the blame for the […]

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Where do States Stand with Medicaid Expansion?

When it comes to finding out more about which states are offering Medicaid expansion and which are not, you have to find a list that just lets you know. You shouldn’t have to hunt the information down or fight to find out what’s going on. If a friend from another state asks, you can skim […]

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What Does Play or Pay Mean for Penalty or Premium?

One of the provisions that was entered into the Patient Protection and Affordable Care Act is known as the Play or Pay provision. This provision only applies to larger companies and employers with more than 50 employees. What does this mean, exactly? Either the company has to provide health coverage to all of their employees […]

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Defined-Contribution Health Care Explained

Defined-contribution health care is becoming more popular, according to many experts and economists. This is the future of how certain employers are going to offer their health-care benefits. The trend is not exactly brand new, but it has been used more throughout the past few years. However, with the new advantages out there in the […]

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Small Companies Have a Top Concern for 2014: Health Insurance

Providing health insurance seems to be a big concern for owners of small- and medium-sized businesses. The costs and reforms associated with health care weigh heavily on the decisions made for these businesses. More than 20 percent of businesses state that costs associated with health care for their employees are a concern, while around 14 […]

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Premium Health-Insurance Plans with Zero Net Widely Available

Three years of putting together the new federal health-insurance exchange has now become a reality. With this comes the emergence of new trends. One of the biggest areas that was closely analyzed is new entrants in the healthcare marketplace and the plans that they are offering. Trends of the Exchanges • There are more than […]

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New Rules for Flexible Spending Accounts

A new modification for flexible spending accounts was released at the end of October. Employers can now allow $500 in unused benefits to roll over into the next year. What are Flexible Spending Accounts? These types of accounts are sponsored through the employers and are funded 100 percent by the employee. Employees can use their […]

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How to Control Your Health-Care Costs

A lot of business owners are taking a cautious approach to the new health-care reform and making sure they spend wisely. Only around 30 percent are optimistic about the outlook in the economy for 2014. More than 60 percent stated that they are choosing to spend wisely and invest instead of move forward since they […]

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