In order to control health-care costs, employees should be encouraged to become better health-insurance consumers. Employers are helping by providing health-benefit models. However, it is also noted that a lot of employees feel particularly nervous about having control over their health-insurance plans. More companies are now asking employees to be more hands-on when it comes […]
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When it comes to choosing the right health-insurance plan for you, you must ask the right questions no matter where the insurance coverage is coming from. Consider that having a baby can cost anywhere from $30,000 to $50,000, which is just as much as staying in a hospital for three days. By having insurance, you […]
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There are some key components that you should consider when it comes to being in a small business and getting the insurance that you’d like to have. Tax Subsidies for Individual Insurance Types – The subsidies can make health insurance more affordable to those that are looking for coverage but do not think they can […]
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Startup entrepreneurs may be afraid of taking full responsibility for the health-insurance benefits they choose for themselves and their employees. The costs associated with this can be scary, since it is quite a large amount of money for an individual or a family. A lot of startups may be tempted to skip getting coverage and […]
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Small businesses can choose from two primary categories of insurance – group and individual health insurance. Breaking down both, here is what they can provide employees, depending on what the company is offering. Individual These plans are bought by employees in order to cover themselves and their families if they have them. Anyone can apply […]
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Employee turnover is on the rise, and this means that companies have to pick up the mess that is involved and the expenses that go with it. The cost of losing one employee can run anywhere from 26 percent to 213 percent of the employee’s yearly salary, depending on the specific role that they play […]
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Health Reimbursement Arrangements, or HSAs, used to be widely popular for smaller businesses due to increased tax savings and tax-free health benefits. Until recently, many companies stopped using HRAs. Now, however, There Will be No Changes The U.S. Department of Labor’s New Guidance on Tax-Free Reimbursement of Individual Health Insurance booklet states that reforms apply […]
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A lot of states have a health-insurance exchange, but if you live in one of the states that do not, then you might be feeling a bit anxious about finding the coverage that you need. You want to ensure that you’re ready to take on the new Obamacare program. Tips for Shopping for Health Insurance […]
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One of the biggest rumors out there is that not many young adults are planning to enroll in the health-insurance exchange. These young adults are essential components to the new exchange so they can balance the risks throughout the pool. It is said that a lot of these young people are not going to buy […]
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When it comes to finding the best family health insurance, you want to ensure that you understand everything that comes along with it. You want to cover everyone that is in your household and ensure that you do so the right way. Consider some of these questions and answers prior to searching for family health-insurance […]
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