In order to control health-care costs, employees should be encouraged to become better health-insurance consumers. Employers are helping by providing health-benefit models. However, it is also noted that a lot of employees feel particularly nervous about having control over their health-insurance plans. More companies are now asking employees to be more hands-on when it comes […]
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You might already know about these common errors if you work for an insurance company or have a business with a lot of employees that sign up with your group insurance options. However, if you don’t, then these things might come as a surprise. Before you sign up, you might want to consider them in […]
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Startup entrepreneurs may be afraid of taking full responsibility for the health-insurance benefits they choose for themselves and their employees. The costs associated with this can be scary, since it is quite a large amount of money for an individual or a family. A lot of startups may be tempted to skip getting coverage and […]
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Research shows that small businesses that use a broker or agent to purchase health insurance obtain better pricing, understand the coverage that they chose and are happier with their choice in the long term. Health- care reform is changing the look of the benefits that employees get, and health-insurance brokers play an important role in […]
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A lot of states have a health-insurance exchange, but if you live in one of the states that do not, then you might be feeling a bit anxious about finding the coverage that you need. You want to ensure that you’re ready to take on the new Obamacare program. Tips for Shopping for Health Insurance […]
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There are many different small businesses and employees that are seeing a large increase in their group health-insurance rates under the Affordable Care Act. However, it is not just small businesses but also businesses of any size. They are seeing higher deductibles and co-pays in 2014. The Problem A lot of the blame for the […]
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Obamacare has many deadlines for various aspects of the plan. Annual open enrollment, special open enrollment, payment due date and termination in coverage each have separate dates. Understanding more about each of these deadlines is important for all Americans when it comes to buying health insurance. January 10 Premium due date for the insurance coverage […]
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When it comes to finding out more about which states are offering Medicaid expansion and which are not, you have to find a list that just lets you know. You shouldn’t have to hunt the information down or fight to find out what’s going on. If a friend from another state asks, you can skim […]
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One of the provisions that was entered into the Patient Protection and Affordable Care Act is known as the Play or Pay provision. This provision only applies to larger companies and employers with more than 50 employees. What does this mean, exactly? Either the company has to provide health coverage to all of their employees […]
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Defined-contribution health care is becoming more popular, according to many experts and economists. This is the future of how certain employers are going to offer their health-care benefits. The trend is not exactly brand new, but it has been used more throughout the past few years. However, with the new advantages out there in the […]
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