Quick Q&A for Obamacare
- Affordable Care Act, Employees, Employers, Group, Healthcare Costs, Small Business
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Want answers to some great questions about Obamacare? Here are 10 of them that will help you better understand how it works – and the best part is that they are answered in 25 words or less! Does the employer that I work for have to provide health insurance? No, it does not. Large employers […]
read moreOwning a Small Business: Help with Hiring a Health-Insurance Professional
- Employers, Group, Healthcare Costs, Premiums, Small Business
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Research shows that small businesses that use a broker or agent to purchase health insurance obtain better pricing, understand the coverage that they chose and are happier with their choice in the long term. Health- care reform is changing the look of the benefits that employees get, and health-insurance brokers play an important role in […]
read moreHow to Navigate Obamacare
- Affordable Care Act, Healthcare Costs, Individual, Premiums
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A lot of states have a health-insurance exchange, but if you live in one of the states that do not, then you might be feeling a bit anxious about finding the coverage that you need. You want to ensure that you’re ready to take on the new Obamacare program. Tips for Shopping for Health Insurance […]
read moreHow Many Young Adults are Enrolling Through the Exchange?
- Affordable Care Act, Individual
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One of the biggest rumors out there is that not many young adults are planning to enroll in the health-insurance exchange. These young adults are essential components to the new exchange so they can balance the risks throughout the pool. It is said that a lot of these young people are not going to buy […]
read moreGroup Health Rates at a Rise – The Problem with a Solution
- Affordable Care Act, Defined Contribution Plans, Employers, Healthcare Costs, Premiums
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There are many different small businesses and employees that are seeing a large increase in their group health-insurance rates under the Affordable Care Act. However, it is not just small businesses but also businesses of any size. They are seeing higher deductibles and co-pays in 2014. The Problem A lot of the blame for the […]
read moreObamacare Deadlines and More on Them
- Affordable Care Act, Premiums
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Obamacare has many deadlines for various aspects of the plan. Annual open enrollment, special open enrollment, payment due date and termination in coverage each have separate dates. Understanding more about each of these deadlines is important for all Americans when it comes to buying health insurance. January 10 Premium due date for the insurance coverage […]
read moreWhere do States Stand with Medicaid Expansion?
- Affordable Care Act, Healthcare Costs, Individual, Medicaid, Premiums
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When it comes to finding out more about which states are offering Medicaid expansion and which are not, you have to find a list that just lets you know. You shouldn’t have to hunt the information down or fight to find out what’s going on. If a friend from another state asks, you can skim […]
read moreWhat Does Play or Pay Mean for Penalty or Premium?
- Affordable Care Act, Employees, Employers, Healthcare Costs, Premiums
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One of the provisions that was entered into the Patient Protection and Affordable Care Act is known as the Play or Pay provision. This provision only applies to larger companies and employers with more than 50 employees. What does this mean, exactly? Either the company has to provide health coverage to all of their employees […]
read moreWeight-Control Programs in Place to Cover the Costs of Obesity
- Educational, Employers, Group, Individual
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Obesity is not a subject that a lot of people speak about in the open. It is a sensitive subject, but that does not mean that it is not happening throughout the world today. Obesity comes with many different diseases and problems, such as diabetes, but it also can affect the business as a whole […]
read moreDefined-Contribution Health Care Explained
- Defined Contribution Plans, Employers, Healthcare Costs, Premiums
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Defined-contribution health care is becoming more popular, according to many experts and economists. This is the future of how certain employers are going to offer their health-care benefits. The trend is not exactly brand new, but it has been used more throughout the past few years. However, with the new advantages out there in the […]
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